How to Avoid Credit Repair Scams

Credit repair scams are out there and it's really important to know how to avoid them. When you need help with credit, you need assistance from a reputable credit repair company with a strong reputation. Today, we're going to talk about how to stay away from scam...

FCRA Section 609 Credit Repair Method

  To understand how the FCRA Section 609 credit repair method works, it is important to understand that the FCRA was written before the advent of the internet. As such, they require the credit reporting agencies to have physical copies of all documentation to...

How to Remove Collections from a Credit Report

How to Remove Collections from a Credit Report

It’s almost impossible to get by in our modern world without credit. We use credit to secure credit cards, use it to alleviate our financial obligations, use it to purchase vehicles and homes, and even use it to take advantage of new financial opportunities, build...

Credit Score Range: An Evergreen Guide

Credit Score Range: An Evergreen Guide

Understanding the Credit Score Range For millions of people, understanding the credit score range can be a difficult process. Some will also discover that not only is the credit score range difficult to understand, but the process in which it is used is a slight...

Understanding Your Credit Utilization Ratio

Have you ever heard the phrase, too much of a good thing , when something went wrong? Well, this adage definitely applies to your use of credit cards. Specifically, spending too much on your credit cards can be too much of a good thing when it comes to your credit...

How To Build Business Credit Fast

Approximately 45 percent of all small businesses who are turned down for a loan have bad credit to blame, according to the Federal Reserve Banks of Philadelphia, Cleveland, Atlanta and New York. A robust credit profile for your business doesn't just make it...