Credit Repair Archives | Page 2 of 5 | CreditRepairExpert.org

Credit Utilization Ratio

A credit utilization ratio is a calculation of how much debt you have versus your credit limit.  The credit utilization ratio is calculated by looking at your credit limits and determining how much of the limit you have used. If you have $500 on a credit card and you...

Pay Debt As You Go

Pay off accounts in full each month to increase your scores.  When you only spend what you can afford, then your credit usage is low, you can make on time payments, and you increase your credit scores. Financial health and great credit work on the ability to actually...