Three Major Credit Bureaus

A credit reporting agency is a repository of information that holds an individual’s credit or payment history. An individual’s credit report is created when a request for a report by a lender, credit card company or other authorized party requests it. Credit bureaus...

5 Factors That Affect Your Credit Score

People right on the brink of adulthood are expected to start learning how to handle their finances properly. Maintaining a good credit score is an essential chapter in that book, right before the one on how to use a swift code to complete international wire transfers....