Creditworthiness and Why It’s Important

Getting a loan can be a challenge. There are many considerations that will come into play when a bank or other lending institution makes a decision on offering a loan or a credit card. The creditworthiness of a borrower is near the top of a bank’s...

Three Major Credit Bureaus

A credit reporting agency is a repository of information that holds an individual’s credit or payment history. An individual’s credit report is created when a request for a report by a lender, credit card company or other authorized party requests it. Credit bureaus...

6 Most Common Credit Score Mistakes

A credit score is more than just a number because it’s something that can affect your overall financial health. Whether you’re getting a loan, paying your bills each month, or starting a new investment, having good credit is essential. In the same way that you keep...