CreditRepairExpert.org is not your typical website. It allows neither advertising (companies cannot pay to be listed on the site), nor subscription (no charge is ever made for using the site).


CreditRepairExpert.org is completely free to use

The most important thing to understand is that CreditRepairExpert.org does not allow advertising (companies cannot pay to be listed on the site) and is completely free to user.

Any credit repair agency featured on the site is here because we believe it is the best way to repair your credit rating, based on independent, detailed and specialised research by members of the team.


So how does CreditRepairExpert.org generate revenue?

Companies cannot pay to appear on the site. Guides and reviews are written purely from a ‘what’s the best way to repair your credit score?’ stance. Once the guides and reviews have been completed, it’s one of the team’s job to see if they can find ‘affiliate links’ to the top rated services.

These look and work in the same way as normal links, but if someone clicks through, the link is then tracked and may generate a payment to the site. The exact details vary – sometimes the payments per click, per user, per application, per accepted application or any combination.

We only ever use affiliate links that give you an identical (or better) deal than going direct.


Doesn’t this compromise the site?

We don’t believe so. CreditRepairExpert.org’s reviews and guides are written then, totally separately, paid links are looked for. If no paying link is available, nothing in the guide changes. If the best company is the best and doesn’t pay, it stays the best. The link use is simply ‘non-affiliated’, i.e. non-paying. Financial considerations do not impact the inclusion of vendors in our reviews. We pride ourselves on independent unbiased reviews, which are conducted independently or affiliate negotiations. We will never change our stance, or picks, because of commercial considerations.


Compensation Disclosure

This Compensation Disclosure has been provided for your protection and to fully disclose any relationship between this sites product or service recommendations and the owners of those product or services. It is always recommended that before you purchase products or services on the Internet, including those on this website, that you conduct your own research and exercise due diligence.

The owner of this website is required by law to inform you that a relationship exists between this website and the products or services it reviews, recommends or promotes.


1.Material Affiliation.

It is advisable to assume that any mention of a product or service on this website is made because there exist, unless otherwise stated, a material connection between the product or service owners and this website. It should be understood that any recommendation made by the owner of this site for any product or service has been made in good faith. These recommendations reflect the fact that the owner has either tried the product or service or has extensively researched them and can give an honest opinion to the merit of the product or service. When any website makes any recommendation of a product or service it is advisable to assume the possibility of a material connection or relationship with the owners of those products or services.


2.Product/Service Partiality.

Due to the material connection between the owner of this website and the owners of the products or services recommended here, it must be understood that a bias for these products or services might exist. These biases, although based on facts, could have developed because of compensation for such recommendations from the product or service owners although every effort has been made to provide accurate and true reviews of each product or service.

Regardless of whether the owner of this website has, or will receive compensation from product or service owners, it should be understood that a relationship exists between the two so there does exist, established or not, the potential for a material connection between product and service owner and the owner of this website.

Before entering into any agreement or purchasing any product from this website, it is advisable to understand the potential partiality of the website owner due to possible compensation from the owner’s of products or services recommended on this website. You should perform your own research and exercise due diligence prior to purchasing products or services from any website.



The owner of this website may receive compensation for recommendations made in reference to the products or services on this website. This compensation may be in the form of money, services or complimentary products and could exist without any action from a website visitor. Should you purchase a product or service that was recommended by this website, it is understood that some form of compensation might be made to the website owner. For example, if you click on an affiliate link at this website and then make a purchase of the recommended product or service, the website owner may receive compensation.


4.This Compensation Disclosure Statement

The compensation disclosure statement has been made to inform you of the possibility that a material connection between a product or service mentioned, reviewed or recommended by this website and the product or service owner exist and that compensation to the website owner may be made should you purchase such product or service. Every effort has been made to provide true and accurate statements in regards to any and all products or services mentioned, reviewed or recommended by this website.

Steven Millstein

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