Credit Utilization: How This Affects Your Credit Score

What is a credit score and how is it determined? When you become an adult and start spending and saving your money, you will most likely move into the world of credit. Credit can be used to provide a loan for a purchase such as a house or car, but it might also apply...

Three Major Credit Bureaus

A credit reporting agency is a repository of information that holds an individual’s credit or payment history. An individual’s credit report is created when a request for a report by a lender, credit card company or other authorized party requests it. Credit...

6 Most Common Credit Score Mistakes

A credit score is more than just a number because it’s something that can affect your overall financial health. Whether you’re getting a loan, paying your bills each month, or starting a new investment, having good credit is essential. In the same way that you keep...

5 Factors That Affect Your Credit Score

People right on the brink of adulthood are expected to start learning how to handle their finances properly. Maintaining a good credit score is an essential chapter in that book, right before the one on how to use a swift code to complete international wire transfers....

Credit Repair Companies

Which credit repair company is the best? If you're looking to repair your credit score then you've come to the right place. Everyone would like to have a good credit score, but life doesn't always pan out the way we like it to. In current turbulent economic...

Credit Repair Laws: Know Your Legal Rights

Throughout the years, Federal Laws have been enacted to protect consumer rights. Knowing these laws can help you with credit repair. Here are the most common consumer rights laws. About the Fair Credit Reporting Act or FCRA The FCRA was put into effect in 1970....