It would be an understatement to say that the world as we know it runs on credit. From used car loans to multimillion-dollar international business deals, credit, and the associated necessity of creditworthiness are essential pieces in the backbone of any...

Your credit scores determine whether and on what terms you can borrow money or otherwise access credit. Banks, finance companies, credit cards, and other creditors set credit limits, interest rates, collateral requirements and repayment based on the scores and...

Finances stress people out, but they don’t have to. The more you understand about how your personal finances work, the more control you can take over them, and the more power you put in your hands. You can take control of your money. You can take control of...

Having bad credit can hold you back from so much. It can make it difficult to get approved for credit to cover a financial emergency or finance a major purchase as well as rent an apartment, lower your car insurance premiums, and even get a job. If you're ready...

Getting a loan can be a challenge. There are many considerations that will come into play when a bank or other lending institution makes a decision on offering a loan or a credit card. The creditworthiness of a borrower is near the top of a bank's...

We have all had it happen before - a credit card or loan payment slips our minds, we forget that we need to pay it, and suddenly, the calls start coming in, reminding you about your past-due balance. Possibly, you lost your job or had other financial hardships...