A credit score is more than just a number because it’s something that can affect your overall financial health. Whether you’re getting a loan, paying your bills each month, or starting a new investment, having good credit is essential. In the same way that you keep...

Throughout the years, Federal Laws have been enacted to protect consumer rights. Knowing these laws can help you with credit repair. Here are the most common consumer rights laws. About the Fair Credit Reporting Act or FCRA The FCRA was put into effect in 1970....

Good credit isn’t just important when you’re young. Even if you plan to have a paid-off car and mortgage by the time you retire, that doesn’t mean you will never need to apply for a new loan or credit card because plans don’t always work out....

Establishing good credit is key to having a healthy financial life.  Your credit score acts like a financial resume and has great effect on a number of areas in your life. From leasing an apartment to getting a job, having a good credit score really does matter....

If the last two years have shown consumers anything, is that it’s wiser to hold onto those credit cards than to let them gather dust, or else you’ll find yourself with lowered credit lines or closed accounts. Neither is very good to your credit score. As credit card...

Credit issues are like rats – they’re freak us out, they grow in number till they overwhelm us, and we’d just rather leave the hairy problem to a professional. Similarly, I totally understand if one wants to use a credit repair specialist – I mean, who wants to spend...

Every woman, whether married or single, should have credit in her own name. Should anything ever happen to her spouse and the family credit is in the husband’s name, she may not be able to then establish credit for her self. This is especially true if she is a...